No bank commissions. Our commitment is only to you.
Technology + a real consultant by your side at every step.
Our own platform that transforms your numbers into clarity.
The BASE Method connects life, goals, and money in a simple way.
If any of them gives you pause, that's where the diagnosis begins.
Do you know where your money goes each month?
If a big surprise hit tomorrow, would you be at ease?
Do you know how much to save to keep your lifestyle later on?
Do your goals keep slipping to next year?
Four pillars that structure every financial decision you will make.
"What is your reference?"
Every investment has a benchmark. Now you are investing in yourself and your family — what is your reference? Without a clear parameter, any effort feels enough. Benchmarking sets the direction: what kind of life you want to build and which milestones will signal real progress.
"What do your numbers show?"
Financial planning can't be based on guesswork. Analytics organizes real data — income, expenses, debts, reserves and investments — to reveal patterns, hidden risks and opportunities. BASE combines a digital platform with human follow-up to turn information into decision.
"How do you keep the plan over time?"
The real challenge isn't starting. It's keeping going. A sustainable plan must be realistic, disciplined and adaptable. Sustainability ensures the plan withstands life's changes — income, family, career — without losing its main direction.
"Why will you honor this plan?"
A plan only holds when it makes sense to the person deciding. Ethics is the coherence between your financial choices, your values, and the commitments you make to your family. It is what keeps the plan standing when following it takes discipline.
Each service was designed for a real moment in your financial life.
Routine, habits and quality of life integrated with personal planning. Because financial sustainability starts with a conscious lifestyle.
Organizing goals, time and life objectives. We turn intentions into concrete plans with defined deadlines and priorities.
Complete diagnosis of your financial situation, sustainable budget and long-term projections. Money management with method, not guesswork.
Building and following an investment portfolio aligned with your profile, goals and time horizon.
Monthly monitoring of your finances with real data, pattern recognition and informed decisions to evolve month by month.
Independent consultants with certification and experience in the financial market.
Economist and investment specialist with recognized credentials in asset and investment management. Leads BASE's investment strategy with analysis, consistency and a long-term perspective.
Esthetics graduate, specialized in routines, self-care and healthy habits. Connects the BASE method to clients' daily lives, well-being and personal growth.
Engineer and specialist in quality, processes, sustainability and people management. Leads the client experience and the continuous improvement of BASE's processes.
Schedule a no-commitment conversation and discover how the BASE Method can organize your financial life.
Answers to the most common questions about financial consulting and our services.
Artificial intelligence today can organize data, answer questions, suggest analyses, and even build dashboards. It's a powerful tool we all should learn to use. But financial planning was never just about having access to a table, a chart, or a single number.
If spreadsheets solved people's financial life, this problem would have ended decades ago. Free spreadsheets, control apps, ready-made templates, and financial calculators have been around for a long time. Even so, most people still lack clarity, consistency, and a real financial plan.
Planning requires method, interpretation, decision, and follow-through.
The challenge of financial planning is very similar to the challenge of modern society: the problem is no longer a lack of data — it's knowing what to do with it.
Here, you don't need to build an analytical view from scratch, prepare a complex spreadsheet, or ask an AI to turn your data into charts. We've already structured that part for you.
What matters most is that at BASE you're not alone staring at numbers. You're accompanied by an advisor who knows the method, interprets data with you, and helps you adjust the plan to your reality, your goals, and the moment of your life — using a platform designed inside our method.
The platform is where your financial life stays organized in one place: money, goals, and habits, kept up to date without manual work. It imports your statements, suggests categories, consolidates reports, projects retirement, and tracks your budget and investments.
The platform is not BASE's service. It is the tool within the method. The value lies in reading these numbers together with an advisor, turning data into clearer, more consistent decisions over time.
The platform is part of the consulting service, so BASE clients have full access to it. For now it is not sold separately from the support.
We are evaluating ways to offer access to the platform on its own. If that is what you are looking for, get in touch and we'll talk.
Yes. The personal area organizes your whole personal life: budget, investments, goals, and retirement. The business area treats your company as a business, with a consolidated view of its finances, accounts payable and receivable, cash flow, a monthly budget, and alerts.
And there is the Personal↔Business bridge, which shows how owner pay and profit distribution affect your personal life. For a business owner, it's where both sides finally talk to each other.
It's your main dashboard, the starting point of your financial life. It's organized around the BASE Method and brings together what matters in one place.
In the Dashboard you see your main goal, your next step, and your next review. In Goals you keep habits, projects, and personal milestones; in Wishes, the things you're planning for, like a home or a trip. Life Events records what changes the plan, such as the birth of a child or a change in income; and the Monthly Review compares what you intended with what actually happened. A decision in one module is reflected in the others.
Yes. The platform accepts OFX files (the standard banking format), credit card statement PDFs (with smart reading of the transactions), and Excel or CSV spreadsheets.
After importing, it already suggests categories based on the pattern of the descriptions. You just review and confirm.
The platform is fully responsive: it works well in your phone's browser, on both iPhone and Android. We don't have a native app yet, but every feature is available through the browser.
If you like, you can add a shortcut to your phone's home screen, and it opens just like an app.
Yes. The platform covers the family unit, and you choose the mode that fits your relationship:
You can switch the view between people whenever you want.
Yes. It works in Portuguese, English, and Spanish, and it detects your browser's language on its own. You can switch at any time.
Handy for Brazilians living abroad, or foreigners living in Brazil.
Yes. Security is part of the trust you place in BASE, so we apply the practices the market considers state of the art. The connection and sensitive data are encrypted, and the most critical actions require an extra verification by email. Each advisor sees only the clients under their responsibility, every access is logged for auditing, and backups run daily.
And the data is yours: you can export or delete it whenever you want.
For those with a registered company, the business area treats the company with the same rigor as your personal life, but with business intelligence. It gives a consolidated view of the company's finances (profit, cash, and flow) and projects cash for the coming months.
It also warns you when profit on paper drifts from real cash, organizes the budget by category, and points out signs that usually go unnoticed, such as revenue concentration or a withdrawal the cash can't sustain. And the Personal↔Business bridge shows the effect of the company's decisions on your personal life.
The platform is part of the consulting, so BASE clients already have access included. For now it is not sold separately from the support.
We are evaluating a model for access to the platform on its own. If you're interested, get in touch and we'll talk through the options.
It starts with an assessment: an interview and an analysis of your numbers. From there, we build your BASE Plan together, bringing together the standard of living you want to reach, what the numbers show today, a plan that fits your routine, and your commitment to your values.
Then we follow along closely, with monthly reviews on the platform and periodic meetings. You're never alone in carrying it out.
The BASE Method organizes planning across four dimensions:
Without one of these pillars, the plan stays on paper and doesn't hold up in real life.
No. We charge a transparent fee for the consulting work and we have no ties whatsoever to banks, brokerages, insurers, or pension funds. That's why our recommendation has no conflict of interest: what we suggest is what makes sense for you, not what pays us a commission.
That's the point that separates a consultancy from a sales desk.
Our team is certified by ANBIMA, the association that regulates the Brazilian financial market, and our partners are registered as Securities Consultants with the CVM, the federal agency that oversees the market.
Keeping our technical and regulatory knowledge up to date is a standing commitment.
We charge a fee for the consulting work, not a percentage of your assets. The amount depends on the scope: individual, company, couple, and the complexity of each case.
After the initial assessment, we present a clear proposal before starting, with no fine print. Payment can be monthly or in installments, as we agree.
The support is ongoing, for as long as it makes sense for you. In practice, most clients stay with us for years: the most intense phase is the beginning, the first three to six months, and then come the monthly reviews and course corrections.
There's no mandatory lock-in. You stay for as long as the consulting adds value.
By default, meetings are online, over Google Meet or Zoom. That way we serve clients all across Brazil and Brazilians living abroad.
In person, on request, in São Paulo.
No. We work with the setup you already have. If at some point we see that switching would save meaningful fees or open access to better options, we'll recommend it and explain why. The decision to do it or not is always yours.
Yes. Confidentiality is an ethical and also a contractual commitment. Each advisor sees only the clients under their direct responsibility, with strict separation between them.
And the data is yours: you can export or delete it whenever you want.
Yes, with no lock-in. You can stop the consulting whenever you want.
The amount already paid for work done is not refunded, but there's no penalty or future charge. We believe in keeping the client for the value we deliver over time.
It's the process of organizing your income, spending, investments, and life goals so you can clearly see the path you're building. Without it, many decisions end up being reactive: you pay the bill when it's due and invest when there's something left over. With a plan, your choices start to have intention.
In practice, that usually means less anxiety about money, contributions you can keep up, and assets that grow following a plan built for your life, at your own pace.
No. In fact, those who earn less need planning even more: on a tighter income, small leaks weigh disproportionately. We serve clients of varied profiles, from the start of a career to those with established wealth.
The method adapts to each person's financial reality.
They're three different services, and confusing them is common:
BASE is a consultancy: you pay a transparent fee for the work, with no conflict of interest in selling products.
The first concrete results usually appear within three to six months, such as an organized budget and a first, more solid reserve.
The structural results, like retirement, wealth, and independence, are long-term. They're built through consistency, month after month.
It depends on what you feel is missing. If your investment decisions already line up with a bigger plan (goals, timelines, the sustainability of withdrawals in retirement, protecting your family), you may well be fine as you are.
Now, if you invest largely on instinct, without knowing whether you're on the right track, it's worth a conversation to add context. Investing without a plan behind it becomes a collection of products.
By organizing the numbers, before thinking about investing. The first step is simple: knowing how much comes in, how much goes out, and what the real balance is. The platform handles that part quickly, importing your statement and already suggesting categories, and from there we talk about your goals.
A financial plan without clarity on the numbers is a guess dressed up as strategy. That's why we always start with what's concrete.
Together, whenever possible. Misaligned finances are one of the biggest sources of friction in a couple, and of important decisions that end up not being made with clarity.
Even so, every relationship is its own. The platform covers four modes for a couple (all together, joint plus individual accounts, fully separate, or individual), and you choose the one that fits yours.
Children come in on two fronts. The first is the direct cost, like education, health, and leisure, which goes into the monthly budget and the long-term projection. The second is the events that change the plan itself: a birth, starting private school, university, an exchange program.
For that there's the Life Events module on the platform, where these decisions are recorded and the plan adjusts to them.
Choose the channel you prefer. We are ready to listen to you.
